Innovation

  • According to known history, banks as an idea began around 1,800 BC in Babylon. It started replacing moneylenders who would make loans to people. Over time banks, as independent entities became the beacon of trust in society, and started making loans as well as accepted deposits. They also changed money. Modern banking as we know

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  • The Collective Reality

    Our conscious experience is a part of reality. According to integrated information theory, consciousness is a fundamental aspect of reality. In other words, it exists and is structured, specific, unified and definite.  Simply put, consciousness could very likely emerge when information moves between the subsystems of an overall system. So therefore, to be conscious, an entity has

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  • At times I do wish I could sit down with both my parents and reflect on my journey so far, but I am afraid I can’t do that because I lost them both few years ago. So now I keep them in my imagination, where I tend to keep most of my precious things. I

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  • As the society and the economy gets more complex, the design fault lines are becoming increasing visible. Today, the global economy faces a number of serious challenges and issues. For example, while globalisation had a good run over the past 4 decades  benefitting a large percentage of the global population, but at the same time,

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  • The idea of money

    Productivity, success, wellbeing, influence, power and authority, and almost all aspects of human living is now tied to money. That is our modern society today. But the value of money gets derived from people. The idea that somehow money is store of value and people aren’t is based on flawed understanding of value. What is

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  • A generic description of nature will most likely be , the collective natural, physical, material world as well as the universe at large. Some refer to “Nature” as the physical world they live in. Our best and biggest discoveries all come from nature. And as humans we are all part of nature, so we come

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  • In 1949, when Alfred W. Jones came up with an idea that became the first hedge fund as we know it today, he was simply executing an innovative strategy at the time of buying stocks and hedging the positions with short sales. It was considered a revolutionary idea in early 50s, and the markets didn’t

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  • There are many variables and variations of permutations, combinations, probability and chances that influences a human living and the journey at large. And even the most brilliant human minds aren’t capable of developing a comprehensive understanding of the absolute truth. I do wonder if there is such a thing called absolute truth ? We know

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  • Since the March of 2020 we have been in the grips of covid-19 induced pandemic. The governments have had to bailout out the economy, because of the economic shock coming from the lockdown measures put in place to protect the healthcare systems and the society at large. And even with all the right intentions, most

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  • The Class of 2020

    Recently a dear friend of mine, who is a professor at a business school asked me to share a few words with his class over a zoom call. Initially, I was a bit reluctant, and that’s mainly because I have always felt that, I am the least qualified person to offer any advice to anyone

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