Since the financial crisis of 07/08, we have heard so much about, how much and how badly, the banks got their business wrong. And to a large extent, that’s true. Over the years, banks have evolved into a very complex structure, mostly for the need to grow their balance sheet and make profit. And some […]

Going by the daily news headlines, I believe, most of us have started to wonder if the global human society is heading in the right direction. And it’s not easy to see through the chaos and disruption. But this is not an accident, also accidents don’t happen on their own just like that.  There are […]

The markets are once again busy with chatter about Emerging Market ( EM ) and the sound of CHOAS seems to be re-emerging and many in the market are starting to wonder, what’s next ? A number of analysts have gone on record suggesting in their daily market commentary that emerging markets could now be […]

There is no shortage of opinion in the market today on the current state of affairs of the global economy and most of the commentary as well as analysis seem to be centred around Central banks policies and its overall current impact assessment and on how things may play out going forward. The discussions are […]

A friend of mine once told me Positive Attitude is the MANTRA for success.  Now some may say being positive is good but one has to be a REALIST too. Isn’t that just COMMON SENSE or maybe not. I believe human psychology plays a very important part in whatever we do as humans. And I […]