financial markets

  •   I am not sure if most banks in the west want to finance productivity, efficiency and sustainable economic growth. And why do I say that? Well, let’s see, a very large part of the banks’ balance sheet seems to be allocated towards financial market transactions. Be it growth in lending to private equity firms,

    Read more →

  • Reinventing money

    All aspects of human living are now tied to money. The measurement of productivity, success, wellbeing, influence, living standards, power and authority of a society are all interlinked with money. That is our modern society of today, is it not? But how is money created? Perhaps it is time for us to understand the basics

    Read more →

  • According to known history, banks as an idea began around 1,800 BC in Babylon. It started replacing moneylenders who would make loans to people. Over time banks, as independent entities became the beacon of trust in society, and started making loans as well as accepted deposits. They also changed money. Modern banking as we know

    Read more →

  • According to google, the searches for the word “inflation “ has surged this year globally. Consumers are googling for inflation more than at anytime since 2008. There is no doubt that inflation has become a real cause of pain for families across the world. For example, inflation is costing an average US household an extra

    Read more →

  • I guess we have all seen posts shared by friends, friends of friends on WhatsApp, Facebook and other social media platforms about the pandemic. Some in complete denial about the virus claiming it to be a hoax, while others raising questions about the draconian restrictions imposed on the society by democratic governments across the world.

    Read more →

  • Some say a real market economy is the one that ensures greed is good. But on the other hand, there are those who argue that greed is in fact what is fuelling the rapid climate change. I am not sure if blame game is the right way forward. Also, I am not really sure if

    Read more →

  • The collapse

    Nature is the largest investor in all of us, making it one of our key shareholders alongside us and our parents. And nature has equally invested itself in all what it has created, not just us humans. The collective value of what nature has created is immeasurable, and it’s economic value is also immense. Take

    Read more →

  • As the society and the economy gets more complex, the design fault lines are becoming increasing visible. Today, the global economy faces a number of serious challenges and issues. For example, while globalisation had a good run over the past 4 decades  benefitting a large percentage of the global population, but at the same time,

    Read more →

  • A generic description of nature will most likely be , the collective natural, physical, material world as well as the universe at large. Some refer to “Nature” as the physical world they live in. Our best and biggest discoveries all come from nature. And as humans we are all part of nature, so we come

    Read more →

  • So what is investing and what’s an investment? I would think that, most academic will probably agree that, an investment – or investing – is a process that has an element of gamble in it. The hope is that you make a lot more than you put in, but then there’s is always a possibility

    Read more →